Personal Finance
Know where your money goes without becoming an accountant. Nebo tracks spending, spots patterns, and keeps your budget honest.
The Problem.
Your bank app says you spent $2,847 this month. On what? Good luck figuring that out from "POS DEBIT *SQ COFFEE" and "AMZN MKTP US*2K7RQ1."
You started a budget spreadsheet in January. It's March. The spreadsheet has two weeks of data and a lot of guilt.
Somewhere in your subscriptions is a $14.99/month charge for something you signed up for in 2023. You've been meaning to cancel it. For a year.
What you need: One AI that tracks your spending as you go, categorizes it automatically, and tells you the truth about your money — without the judgment.
Bank App — February Statement POS DEBIT *SQ COFFEE -$6.75 AMZN MKTP US*2K7RQ1 -$34.99 RECURRING: STRMNG SVC -$14.99 POS DEBIT *SQ COFFEE -$5.50 UBER *TRIP -$23.40 AMZN MKTP US*8J2PL4 -$67.22 POS DEBIT *RESTAURANT -$48.00 RECURRING: ???? -$14.99 Monthly total: $2,847.33 Budget spreadsheet: abandoned Jan 19 That subscription: still billing × You have no idea where it went.
You: "What did I spend on food
this month?"
Nebo: Food spending — February:
Groceries: $342.18
Restaurants: $287.50
Coffee shops: $68.25
Delivery apps: $124.30
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Total: $822.23
That's 22% above your $675 goal.
Delivery apps are up 40% vs January.
You: "What subscriptions am I
paying for?"
Nebo: 8 active subscriptions: $127/mo
⚠ ClassPass — $49/mo
Last used: November
⚠ Cloud storage — $14.99/mo
Using 2% of capacity
Want me to flag unused ones
each month?The Solution.
Spending. Decoded.
Tell Nebo what you spent or let it categorize automatically. "How much did I spend on Uber this month?" gets a real answer, not a bank statement.
Goals That Stick
Set savings targets and spending limits. Nebo tracks them in the background and nudges you when you're drifting — no spreadsheet required.
No More Mystery Charges
Nebo flags forgotten subscriptions, unusual charges, and recurring payments you haven't used. Cancel what you don't need.
Take control of your money.
Download Nebo. Tell it what you spent today. Watch the picture come together.