Bank Feed Monitor

The bank feed that quietly stopped gets caught the next morning, not three weeks later at month-end.

Your bank and card transactions flow into your books automatically — until one day they stop. Nobody gets an error. The list just gets shorter. Three weeks later the month will not balance and someone spends a Saturday finding out that a password change in week one broke the connection.

This employee looks every morning so that never happens.

It knows the difference between quiet and broken. A savings account with no activity for a month is normal. Your operating account silent since Tuesday is not. It learns each account's rhythm instead of applying one rule to all of them, and when a connection actually needs you to log in and re-authorize it, it says so plainly and keeps saying so until data is flowing again.

It catches the duplicates before they become a reconciliation. When a feed reconnects it often re-delivers transactions you already have. Balances inflate and nothing adds up. This employee finds those the next morning, grouped by the day they landed, and hands the list to whoever keeps your books.

It catches the transactions that arrive late and land behind a closed month. These are the worst kind, because you already looked at that balance and believed it. You get told which period changed and by how much.

It tells you when the backlog is growing, not just when it is big. A hundred uncategorized transactions that stay at a hundred is a habit. A hundred that were sixty last week is a problem heading somewhere.

Most days it sends one line: all accounts current, balances match. That line is the point. You can skip it and still know somebody looked.

It reads and it reports. It never categorizes a transaction, never deletes one, never touches your books, and never handles your bank login.